kansas real estate

I am buying my first home in another state but I have a few questions. I want to buy it in Kansas and the bank is asking how much I am paying for hazard insurance. What is that? Also, The bank the owner wants me to go through is demanding 20% down but I only have 5% (it is a 50,00 house), do I have to go through their bank? Last question, the real estate agent says that Kansas is a non-disclosure state and therefore will not answer questions about the house nor can I get a preliminary full inspection. Is this how it is normally?


Question by Tiffany: Do you have any questions about the Real Estate Market? We want to answer them for you!?
I work for a realtor in Kansas City. I’m setting up a blog for her and she wants to know what questions people have about the current real estate market or real estate in general. Then we will answer them. 🙂
We will post both question and answer on her blog to make it more interactive and informative. No question too complicated. 🙂

Best answer:

Answer by old_fashion_rock_girl222
HOW much do u make??

Know better? Leave your own answer in the comments!